Financing with Our Dealership
At Martin Swanty Kia, we understand that finding the right vehicle is only part of the journey; securing the right financing is just as important. Proudly serving drivers throughout Kingman, Bullhead City, and Fort Mohave, AZ, our dedicated Kia finance center is here to make your car-buying or leasing process smooth, transparent, and tailored to your needs.
Whether you're looking for a brand-new Kia SUV or a reliable certified pre-owned vehicle, our finance experts are ready to guide you every step of the way, ensuring you drive off in the perfect vehicle with a payment plan that fits your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Martin Swanty Kia Vehicle?
Leasing a new Kia is an excellent option for many drivers, especially if you enjoy the perks of always driving a newer vehicle and want to keep monthly payments lower. Our lease offers make it seamless to get behind the wheel of popular Kia models like the Sportage, Sorento, or K5.
Here are just a few reasons why leasing might be the right choice for you:
- Lower Monthly Payments: Leasing typically offers lower monthly payments compared to financing, helping you stay within your budget.
- Access to Newer Models: Upgrade to a new Kia every few years after your lease is over to enjoy the latest features, designs, and technology.
- Lower Repair Costs: Most lease terms fall within the manufacturer's warranty period, helping you avoid unexpected out-of-pocket repair expenses.
- Flexibility: At the end of your lease, you can choose to return the vehicle, purchase it, or upgrade to a newer model.
Leasing is an excellent choice for drivers who prioritize convenience, modern features, and predictable costs. Speak with our finance team to learn if leasing is the right option for you.
Benefits of Financing
If you're planning to own your vehicle long-term, financing may be the better option. When you finance with us, you're building equity in a vehicle you can truly call your own. Buying offers freedom and a different type of flexibility that leasing may not provide.
Here are the key benefits of financing your next Kia:
- Ownership: Once your loan is paid off, you own the vehicle outright with no further monthly payments.
- No Mileage Restrictions: Unlike a lease, you can drive as much as you like without worrying about mileage penalties.
- Customization: Add accessories, upgrade features, or personalize your Kia without limitations.
- Long-Term Value: Financing can be a cost-effective option over time, especially if you plan to keep your vehicle for many years.
Our team will work with you to find a financing plan that fits your goals, credit profile, and monthly budget. We partner with a vast network of lenders to ensure you receive competitive rates and terms.
Kia Financing Specials
Our Kia dealership strives to make driving home in a new vehicle as affordable and rewarding as possible. That's why we regularly offer a wide selection of financing specials designed to suit a variety of budgets and lifestyles. Whether you're interested in a low-interest financing plan on a new Kia sedan or a lease offer with minimal upfront commitment, our rotating specials give you more ways to save.
We also feature offers tailored to specific groups, such as our Military Rebate Program, making it even easier for eligible drivers to get behind the wheel. Our offers are constantly changing, so we encourage drivers to check in often or speak directly with our finance professionals for the most up-to-date opportunities.
Online Financing Tools and Resources
To help streamline your vehicle purchase and save you time at the dealership, we offer a range of helpful online financing tools right at your fingertips. One of the first steps you can take is completing our secure online pre-approval application, which allows you to get an early look at your financing options and potentially speed up the overall process.
If you're still deciding whether leasing or buying is the better fit, we provide an even more detailed guide on the differences between the two that can help you make a more informed decision based on your driving habits and financial goals.
Additionally, if you plan to trade in your current vehicle, our Kelley Blue Book® Instant Cash Offer tool makes it simple to estimate its worth, giving you a clearer picture of your buying power. These digital resources are all designed to provide convenience and transparency, making your experience with us as efficient as possible.
Frequently Asked Questions
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48 and 72 months, with longer financing terms resulting in lower payments.
What documents do I need to apply for financing?
You’ll typically need:
- A valid driver’s license
- Proof of income (pay stubs or tax returns)
- Proof of residence (utility bill or lease agreement)
- Proof of insurance
- Trade-in documents (if applicable)
Can I get approved with less-than-ideal credit?
It is possible to get a loan with less-than-perfect credit, and there are certain steps you can take to help your chances, as laid out by Experian.* We’ve worked with countless customers with all kinds of credit to help them discover their financing options. Get in touch with our team to see what subprime options may be available to you.
Start Your Financing Journey at our Finance Center Today
Whether you’re from Kingman, Bullhead City, or Fort Mohave, AZ, Martin Swanty Kia is here to provide expert guidance and personalized financing solutions. From competitive lease offers to attractive financing specials, we’re dedicated to helping you find the right path to your next vehicle so that you can stay focused on the adventures ahead down the Historic Route 66.
Contact us to start your financing journey today!
Ready to begin?
-
Martin Swanty Kia
2610 E. Andy Devine Ave.
Kingman, AZ 86401
- Sales: (928) 753-3131
Loading Map...
